Flood Insurance Information

The City of Oviedo wants to inform residents about Flood Insurance and how to obtain information about their property prior to a storm coming.

It is a good time now to be Flood Aware and your insurance policy needs to be in place 30 days prior to a major storm event for claims.  Residents should know what they can do to protect their property prior to summer storms and hurricane season.  Heavy storms can come through our area on any given day during the rainy season, causing water to rise.  Homes can easily flood, even if the homes/neighborhoods are not in a published flood hazard area.  Here is some information the City can provide for you to help navigate through the insurance process.

•Whether a property is in or out of the Flood Hazard Area (FHA) as shown on the current Flood Insurance Rate Map (FIRM) of the County. Also, whether there are any unmapped potential flood risks such as wetlands or conservation areas that are also subject to localized flooding.

• Additional flood insurance data for a site, such as the FIRM zone and the base flood elevation or depth, if shown on the FIRM.

• The City has a handout on the flood insurance purchase requirement that can help people who need a mortgage or loan for a property in the SFHA.

•The City  maintains elevation certificates for new and substantially improved structures in the SFHA since January 1, 1987. The elevation certificates are stored at 1655 Evans Street, Oviedo FL.

•The City updates the Flood Insurance Rate Maps as needed when revisions are made to the maps.

•The City also has information for additional FIRM information, problems not shown on the FIRM, flood depth data, special flood related hazards, historical flood information, natural floodplain functions.

If you would like to make an inquiry or need a copy of an elevation certificate or require a letter as verification, please tell us the street address and, if available, the subdivision, lot and block number. The City of Oviedo does not charge for this service. We are open 7:00 a.m. to 4:00 p.m. Monday through Friday. Please contact the Stormwater Coordinator at 407-971-5682 or e-mail at akortus@cityofoviedo.net.